A B C D E F G H I J K L M N O P Q R S T U V W X Y Z Gearing Relates to shareholders funds and some sort of outside borrowing company. Usually expressed as a ratio. "Highly geared". Goodwill An intangible asset. It is the good reputation enjoyed by a company, individual or product. Graduated Payment Mortgage A fixed rate loan with monthly payments that start low, increasing by a fixed amount for a specific number of years. After that period, the payments typically remain constant for the duration of the loan.